Deciding whether to fix your rate isn’t just a financial question. For many healthcare professionals, it’s about managing stress, mental load, and choosing a loan structure that fits how you actually live, not just what looks best on paper.

If you’ve felt unsure about the property market lately, you’re not alone. Between cost-of-living pressure, interest rate noise, and headlines that swing between panic  and hype , it’s become harder than ever to work out what’s actually going on — and what matters for you . That’s why I’ve spent time going through the latest Cotality Home Value Index (February 2026)  and pulling out the parts that genuinely matter for healthcare professionals. Here’s the calm, plain-English ve

If you’re a healthcare worker thinking about buying or refinancing, the first question is usually simple: what can I actually afford? This guide explains how borrowing capacity calculators work, where they fall short, and how to use them as a starting point, not the final answer.

Buying your first property can feel heavy when it represents years of discipline and hard work. This article breaks down the key decisions healthcare workers need to understand before committing, so you can move forward with clarity and confidence.

A Financial Health Check is a low-pressure conversation designed to help healthcare workers replace assumptions with clarity. Understand your borrowing capacity, interest rate, equity, and realistic next steps, without committing to a loan or decision.

Before goals, money, or plans for the year ahead, this is a gentle pause. A moment of rest, reflection, and gratitude for healthcare workers who have carried so much and deserve space to reset.

A home loan review can reduce repayments, unlock equity, and improve cash flow. Learn when refinancing supports long-term financial growth.

A playful end-of-year check on the financial habits that shape your borrowing power. See what lands you on the Naughty or Nice List before 2026.

Thinking about buying your first home in 2026? Here’s the clear, practical 1-year roadmap that actually fits a healthcare roster.

Home loans are complex and generalist brokers cannot keep up with thousands of changing rules. Healthcare professionals benefit more when their broker understands their income, contracts, and lending exceptions. This article explains why a specialist makes a real difference.

Courtney’s family needed more space, but upgrading their home while running a growing business felt overwhelming. With the right lending strategy and a flexible approach to self-employed income, they turned a stressful process into a smooth, confident move. Here’s how they made it happen.

Home financing for nurses in Australia depends less on how much you earn and more on how lenders assess your income, allowances, and employment type. 

If you've owned your home for a few years, chances are it has increased in value. What many homeowners don't realise is that the equity in their home can be a powerful tool to help fund investments, renovations, or major life goals without selling the property.

If you're considering buying property next year, the window to get your finances ready has already opened.

Learn how LMI waivers work for nurses, which lenders may offer them, and how the right loan structure can help you avoid LMI when buying a home in Australia.

Here’s what impacts your borrowing capacity the most, and how to put yourself in the best position to borrow more.

Whether you’re a doctor, nurse, or allied health professional, this conversation with Dr. Shimanto shows what’s possible when you combine clinical excellence with smart, long-term strategy. He didn’t just build a thriving clinic, he used it as the foundation for lasting wealth, flexibility, and legacy.

For many healthcare professionals, nurses, midwives, doctors, and allied health workers, buying a home feels overwhelming when you’re juggling family life, credit card repayments, and a HECS-HELP debt. Add in the rising cost of living and rent, and it can seem impossible.

Every year, Allied Health Day celebrates the professionals behind some of the most life-changing patient outcomes - from rehab and recovery to mental health and mobility. With over 300,000 Allied Health Professionals across Australia, this is the second-largest and one of the most vital workforces in our health system. At Healthcare Home Loans, we proudly serve Allied Health workers by offering tailored lending strategies and industry-exclusive benefits.

Nursing finance refers to how lenders assess nursing income, employment structure, and risk when applying for a home loan. This article explains how borrowing power is calculated for nurses and why outcomes can vary between lenders.